Pay By Bank
Real-time bank payments improve cashflow and reconciliation
From instant payments to intelligent workflow options, Glider’s PayTo solution helps you get paid faster, with less effort
__PRESENT
WHY GLIDER
PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers' bank accounts. PayTo transactions use the New Payments Platform (NPP), Australia's national fast payments infrastructure.
Glider’s solution brings PayTo to life as a seamless, branded experience across all your customer channels.
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Lower processing & reconciliation costs
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Enhanced security and control
PayTo enables businesses to request, authorise, and receive bank payments instantly.
Better experiences, fewer failures
Say goodbye to the friction and inefficiencies of direct debit - and waiting two business days for transactions to clear. With PayTo, you deliver a modern, secure payment experience that improves conversion and trust. No more direct debit forms needed!
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Real-time account validation and fund checking
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Richer data in each payment for easier reconciliation
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Flat, low transaction fee — regardless of payment amount
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Real-time visibility and control
When a PayTo agreement is created, the customer's PayID or bank account details are validated in real-time, reducing errors and exception processing. Each time a payment is initiated, available funds are verified to ensure the payment can be made, reducing manual intervention.
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Streamlined payment processes
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Available 24/7 including weekends & public holidays
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Real-time information for clear visibility on payment status
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Best-in-class customer experiences
Remove the complexity and delays of bank transfers and direct debit by offering customers a secure, instant way to pay from their bank account. Your customers benefit from increased security, control and simplicity.
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Customers approve and manage agreements via their bank app
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Secure and fast payment option
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Only need to enter a PayID or bank account details
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Enable PayTo across all channels
Glider’s white-labeled PayTo solution works alongside your existing tech stack and can be added as a payment option across all channels: website, app, contact centre, in-person. Out-of-the-box support – works across contact centres, agent-assisted flows, and digital self-service.
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Modern, digital process. No more direct debit forms needed
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Works alongside your existing payment gateway
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White-label integration for a branded experience
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Seamless fallbacks built-in
Maximise your payment conversion using the intelligent workflow options built into Glider’s PayTo payment flow. Our smart routing logic automatically detects when PayTo fails or exceeds transaction limits and provides alternative payment flows. Read more in our Developer docs.
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Automatically offer the right method for the situation
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No manual intervention required
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Deliver consistent customer experiences
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Optimise your payment strategies with real-time reporting
From transaction visibility to consumer payment behaviour insights, Glider’s reporting console and APIs help organisations improve their billing and contact centre experiences.
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Real-time campaign reporting
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Insights on consumer payment behaviours
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Accessible via API or reporting console

Solutions for your business
The ability to make bill payments securely and easily is a critical enabler for improving customer satisfaction and increasing payments collected.

Contact Centres
Supercharge your phone and webchat payments experience to take more payments, more securely.

Billing
Make it easier for customers to pay their bills on-time and securely with our automated payment reminder campaigns.

Collections
Improve overdue payment conversion with our automated reminder campaigns and flexible payment options.
END TO END PLATFORM
Glider’s range of capabilities
Agent Assisted Payments
Collect payments seamlessly over the phone or via webchat
Automated Payment Reminders
Set up and run payment campaigns tailored to your business requirements
Self-Service Payments
AI-powered chatbot enabling customers to make payments 24/7
Save Payment Method
Enable customers to save their preferred method for future payments
Payment Plans
Flexible payment options; customisable dates, amounts and frequency
Payment Methods
Range of payment methods: Credit & Debit cards, Apple & Google Pay, PayPal, PayTo
Analytics & Insights
Get real-time reporting on user behaviours and payment patterns
Integrations
Platform agnostic across payment gateways and other business systems